The AI agent for collections specialists

Sauna ranks the delinquent accounts by risk, drafts the right outreach for each stage, logs promises to pay, and writes the settlement or payment-plan proposal so you work the highest-value accounts first.

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What it does

What Sauna does for collections specialists

01
Prioritize the queue
Sauna pulls delinquent balances from QuickBooks, ranks accounts by amount and days past due in Google Sheets, and surfaces the ones with broken promises or the most recoverable balance.
02
Draft staged outreach
It writes the reminder, demand, and pre-charge-off notices matched to each account's stage, pulling balances and due dates, ready for you to send by email or text through Twilio.
03
Log promises and plans
Sauna records each promise-to-pay and payment arrangement against the account, drafts the confirmation message, and sets the follow-up so a broken promise resurfaces on time.
04
Draft settlement proposals
It builds a payment-plan or settlement proposal within your authority limits, shows the schedule and the discount, and holds it for your approval before it goes out.

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In context

Ask in chat. It does the work.

Sauna shows up where you already work — the web app, Slack, email, iMessage, and Superhuman. It reads what it needs, does the task, and comes back with the draft for your approval.

app.sauna.ai/sauna

You

@Sauna Rank my delinquent accounts over 60 days by recoverable balance, draft the demand notice for each, and build a 3-installment payment plan for the Harper account inside my settlement authority.

Sauna

Reading QuickBooks and Google Sheets.

Done — here's the draft and what I found. Approve to send.

Try it

Ask in plain words

The literal prompt for this job. Open it in Sauna and it picks up from there.

“Rank my delinquent accounts over 60 days by recoverable balance, draft the demand notice for each, and build a 3-installment payment plan for the Harper account inside my settlement authority.”

Example promptRun in Sauna →

Plugs into the tools you already run — and thousands more, or any MCP server.

QuickBooks Google Sheets Twilio Gmail

Good to know

Questions, answered.

Will it contact debtors on its own?

No. Every notice and text is drafted and waits for your approval. You control the timing, the channel, and the tone before anything reaches a debtor.

Will it offer settlements I can't approve?

No. It builds plans and settlements only within the authority limits you set and shows the math, so nothing exceeds your discount or term ceiling without escalation.